10 THINGS NOT TO DO WHEN FINANCING A HOME• Do Not: transfer money between accounts, unless you are receiving complete documentation from your bank • Do Not: M.ke unnecessary checking or savings account transactions, such as withdrawals or deposits • Do Not: leave an existing job • Do Not: allow your bank accounts to go into a negative balance, even if you have overdraft protection • Do Not: Co-sign any debt with anyone • Do Not: ask a tenant to move out, or give you landlord notice that you are moving out • Do Not: Delay paying all debts on time • Do Not: Pay a bill in collections. If about to pay a bill in collections from a collection agency, try to pay it at closing. • Do Not: Apply for credit in any form, including credit for major purchases or apply for credit to consolidate or change existing credit • Do Not: have a friend or family member pay for anything related to the purchase of the home. Gifts are allowed only under certain guidelines.
Courtesy Peggy Fowler
Author:Kathy Toonder Phone: 941-544-7270 Dated: July 9th 2014 Views: 1,418 About Kathy: I enjoy walking the warm sandy beaches, swimming and watching the magnificent sunsets on Florida’s...
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I enjoy walking the warm sandy beaches, swimming and watching the magnificent sunsets on Florida’s Gulf Coast. Thirty years ago I came from Michigan to the Sarasota area to enjoy the beaches of the Sunshine State. The “Beach Communities” Longboat Key, Lido Key, Siesta Key and Casey Key are what draw everyone to make Sarasota their home!
Sarasota the “Cultural Capital” of Florida attracts homeowners that want more than just a beach experience. Sarasota and Manatee communities with the growth of new housing maintain their elegant but laid back style. It is a great place to make it your home to be able to enjoy lush natural environment and the amenities of a modern city.
I became a home owne r in Lakewood Ranch an award winning 17,500 acre site that provides a beautiful master planned, maintained and golf community. Get the picture: blue waters, white sand, plenty of sun, blue skies, fabulous food, casual outdoor dining, amazing fishing, play golf, boat races, music and art festivals….
My focus is to best understand the goals and visions of my clients, ensuring all decisions are made with a wealth of information and the necessary tools for a successful, rewarding experience.
I have found my “Slice of Heaven” I look forward to you finding yours!
Are you considering buying or selling a property? Are you wondering if
"Kathy was awesome as our realtor. I have dealt with many realtors, but none as advanced and hands on with the showings. During the showings she had pointed out the flaws with the homes for us to make an educated decision. She had guided us on the different areas that would best fit our needs. Most realtors are all about the sale, but my experience with her was the exception. She went the extra mile to make sure the home you were looking for met your needs and did not push you into a home that might not be right for you.The response time was incredible, she guaranteed a phone call or answer to any question same day. Her customer service was incredible and would recommend to all of our friends and family. I have dealt with many realtors in my profession but none as as caring, knowledgeable, or efficient as her. Kathy's referrals for the inspector and mortgage process was outstanding. I would not hesitate to look forward to anyone else going forward. Best Regards, Jim Glowniak "